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Home mortgage loan

Applying for a Home Mortgage Loan has never been easier!

Home mortgage loan

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Why choose MaxFinance?

As Portugal's leading credit broker, MaxFinance has partnerships with the main Portuguese banks, so we can offer you the best conditions, advising and informing you throughout the process.
So if you're thinking of remodelling or buying a house, talk to someone who has experience and can help you make the right decision for you.


Find the home mortgage loan solution that best suits your goals

Buying a house should be preceded by a careful and rigorous analysis, in order to understand the influence that this new burden will have on your family's future. We'll help you!

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Negotiating a home mortgage loan has never been so simple!

As this is a very bureaucratic, lengthy and nuanced process. Being supported by a Credit Intermediary makes all the difference. Enjoy personalised advice throughout the process!

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It's normal to have questions! We're here to answer them.

To pre-approve a loan, you will need the following information/documentation from each of the loan holders:

  • Identification of the credit holder(s) (Citizen Card, Passport or Identity Card).
  • TIN (Tax Identification Number).
  • Most recent tax return and respective income tax assessment note.
  • Three most recent payslips.
  • Three most recent monthly statements from current account(s).
  • Declaration from the employer(s) detailing the nature of the employment relationship (fixed-term contract, open-ended contract). Note: in the case of self-employed workers, you may be asked to provide proof of commencement of activity, as well as the latest independent contractor payment receipts.

Using MaxFinance will bring you numerous advantages, namely:

  • Thanks to the many partnerships we have, we have significant negotiating leverage and access to favourable conditions, allowing us to offer you the most suitable solutions;
  • You will save time and effort, as we handle the entire process on behalf of the customer (research, negotiation and credit documentation);
  • You will have expert counselling in order to make informed choices and assistance with the intricate documentation that a loan process entails.

No! The credit intermediation service doesn't cost the client anything, as MaxFinance has strategic partnerships with several financial institutions, which, when a customer signs a loan agreement, only pay us a fee for the transaction.

The maximum amount of borrowing depends on several factors, such as your ability to pay and the type of loan. Our professionals will help you determine the maximum amount you can get.


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